Financial Planning

February 12, 2016

Most people have insurance for their home, contents and motor vehicle. Insuring these are important to Australians and the statistics show that most people think these are more important than insuring your life or income. 70.7% Australians insure their car 54.4%...

February 9, 2016

Statistics are something that provide insight into the past, the present and the future. We compare past trends to the present day trends to help us predict future trends. Here are some interesting stats around Baby Boomers, Generation Y...

February 5, 2016

I recently read Carl Richard's book "The Behaviour Gap". Carl is an American financial planner who coined this term to describe the void between the returns that we as investors should make and the returns that we actually do make. The...

February 1, 2016

It is the ultimate question in the lead-up to retirement – how much super is enough? It would be wonderful if there was a way to accurately predict how long you're going to live, precisely what's going to happen in...

January 29, 2016

In its response to the 2015 Intergenerational Report the Financial Planning Association (FPA) has called on the Government to encourage more Australians to seek the services of a financial planner in order to help better fund their own retirements. Australians...

January 20, 2016

80% of Australian property investors do not claim their full depreciation entitlement on investment properties – are you one of them? Despite the fact that depreciation can amount to thousands of dollars per year in tax deductions, it is often...

January 17, 2016

When we look back on decisions we have made in the past "Hindsight" is a common word used to describe what could have happened if we had made different choices. "In hindsight if I made the decision to buy the...

January 14, 2016

Financial success is not an accident and it's not about luck. Instead, it's all about planning for the future and developing great financial habits along the way. Here we discuss five financial habits of very successful people, plus a...

January 12, 2016

When life throws a curve ball, it can do major damage to your lifestyle and financial security, or it can be batted away, allowing life to go on as normally as possible, and loved ones to feel the same...